Terms of Use

Last updated: 3 April 2026

1. Acceptance of Terms

By accessing or using the website murvando.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site. These Terms of Use constitute a legally binding agreement between you and Murvando SRL, governed by Argentine law.

Murvando reserves the right to modify these Terms of Use at any time. Changes take effect upon publication on the Site. Continued use of the Site after any modification constitutes acceptance of the updated terms.

2. Nature of the Platform

Murvando is an educational platform providing informational content on household finance topics relevant to Argentine residents. The Site is operated by Murvando SRL, registered in Argentina with CUIT 20-71174922-7 and Inscripción IGJ No. 14460874, with registered address at M.T. de Alvear 2079, J5425 Villa Krause, San Juan, Argentina.

All content published on this Site is educational and informational in nature. It is intended to help users understand financial concepts and the general characteristics of financial instruments and market conditions. The content is not tailored to any individual's personal financial situation.

3. No Financial Advice — Important Notice

Nothing on this Site constitutes financial advice, investment advice, investment recommendations, tax advice, legal advice, or any other form of professional advice or service. Murvando is not a financial advisor, investment manager, broker, dealer, or any regulated financial service provider.

The content on this Site is provided for educational and informational purposes only. Any decisions you make regarding your personal finances, savings, investments, or any other financial matters are made solely at your own discretion and risk. Murvando accepts no responsibility for any financial decisions made based on information obtained from this Site.

If you require personalized financial advice, you should consult a qualified and licensed financial professional registered with the appropriate Argentine regulatory authorities.

4. Permitted Use of the Site

You may access and use the Site for personal, non-commercial, educational purposes. You agree not to:

  • Use the Site in any way that violates applicable Argentine or international law
  • Reproduce, distribute, or republish any content from the Site without prior written permission from Murvando
  • Attempt to gain unauthorized access to any part of the Site or its underlying systems
  • Use automated tools to scrape, crawl, or extract content from the Site without permission
  • Transmit any harmful, offensive, or disruptive material through the Site's contact form
  • Impersonate any person or entity in connection with use of the Site

5. Intellectual Property

All content on this Site, including text, graphics, logos, images, and educational materials, is the property of Murvando SRL or its content providers and is protected by Argentine intellectual property law, including Law 11.723 on Intellectual Property. No content may be reproduced, modified, distributed, or used commercially without the prior written consent of Murvando.

The Murvando name and logo are proprietary identifiers of Murvando SRL. Use of these identifiers without permission is prohibited.

6. Disclaimer of Warranties

The Site and all content are provided on an "as is" basis without warranties of any kind, express or implied. Murvando does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. While we make reasonable efforts to keep information current and accurate, we do not warrant the completeness, accuracy, or timeliness of any content.

Financial information on this Site reflects general educational content and may not reflect current market conditions. Market conditions, regulations, and product characteristics change over time. Always verify information through official and current sources before making any decision.

7. Limitation of Liability

To the maximum extent permitted by Argentine law, Murvando SRL, its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Site or its content. This includes, without limitation, any losses arising from reliance on educational content published on the Site for financial decision-making purposes.

The Site may contain links to third-party websites for informational purposes. These links do not constitute endorsement of those sites or their content. Murvando has no control over external sites and accepts no responsibility for their content, privacy practices, or availability.

9. Modifications to the Site

Murvando reserves the right to modify, suspend, or discontinue any part of the Site at any time without notice. We may update, add, or remove content at our discretion. Murvando is not liable for any modification, suspension, or discontinuation of the Site.

10. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of the Argentine Republic. Any disputes arising from or relating to these terms or the use of the Site shall be subject to the exclusive jurisdiction of the ordinary courts of the City of Buenos Aires (Ciudad Autónoma de Buenos Aires), Argentina, with express waiver of any other jurisdiction that may apply.

11. Contact

For questions about these Terms of Use, please contact:

Murvando SRL
M.T. de Alvear 2079, J5425 Villa Krause, San Juan, Argentina
Email: info@murvando.com
Phone: +54 264 588-7857